Terms of Service

Last updated Sat, 23 May 2026

This page outlines the terms that apply when you use PFinTrack.

In short

  • PFinTrack is free forever, no hidden fees
  • You're responsible for your own backups and passphrase safety
  • The app is provided as is, without warranty
  • Personal use is welcome, abuse is not

Acceptance

By using PFinTrack, you agree to these Terms of Service. If you don't agree with any of the points below, please don't use the app.

About the Service

PFinTrack is a free personal finance tracker. It runs in your browser, doesn't require an account, and has no paid subscription. No ads, no in-app purchases.

User age

There is no age restriction for using PFinTrack's core tracking features. For the Google Drive backup feature, you must meet the minimum age required by Google in your region.

Acceptable Use

Allowed: use the app for your personal finances, install it on multiple devices, export your data anytime, and add it to your home screen. Not allowed: reverse engineering with malicious intent, abusing the Google Drive integration, distributing modified harmful versions, or building automation that disrupts Google services.

Your Responsibility

You're responsible for backing up your own data and keeping your backup passphrase safe. Only you know the passphrase, we don't keep a copy. If you forget it, existing backups on Google Drive can no longer be restored.

Third-Party Services

If you use the Google Drive integration for backups, your use is also governed by Google's Terms of Service. PFinTrack has no control over what Google does on its end.

No Warranty

PFinTrack is provided as is, without warranty of any kind. We work hard to keep the app stable and bug-free, but we don't guarantee it will always be error-free or available forever. We're not liable for data loss, financial loss from incorrect records, or disruptions in Google Drive service.

Limitation of Liability

Since PFinTrack is free and you don't pay us anything, our maximum liability for any damages related to using the app is zero.

Changes to These Terms

We may update these Terms of Service from time to time. When we do, the date at the top of the page will be updated. Continuing to use PFinTrack after an update means you agree to the new version.

Governing Law

These Terms of Service are governed by the laws of the Republic of Indonesia. Any disputes will be resolved in the competent courts of Indonesia.

Contact

Questions about the Terms? Email us at pfintrack@gmail.com.