FAQ

All your financial data (wallets, transactions, loans) is stored directly on your device, in local browser storage. Your financial records are never sent to our servers. Your data, on your device.

Since your data lives on your device, switching phones without a backup means losing it. Before you switch: open Settings, then Backup, then connect Google Drive. On your new device, open Settings, then Backup, connect the same Google Drive, then restore from Backup History.

No. Your financial records never leave your device, so the PFinTrack team cannot see your amounts, transaction titles, or wallet names. All we receive is usage statistics: the pages you open, the features you tap, your device type, and an approximate location from your IP address.

The safest way: open Settings, then Backup, then connect Google Drive and set your passphrase. After that, auto-backup runs on its own each time you open the app (at most once per 24 hours). Want to back up right now? Tap Backup Now. To restore: open Settings, then Backup, pick a file from Backup History, enter the same passphrase, then confirm. Backup and restore work only through Google Drive. Backup files can't be downloaded or opened outside the app, which keeps your data safe. See the 'Backup & Security' category in this FAQ for more details on passphrases, how many backups are kept, and what happens if you forget the passphrase.

Open Settings, then Data & Storage, then choose the delete all data option. This permanently removes every wallet, transaction, and loan record on this device. Make sure you have a backup if you still need the data. If you have ever signed in with Google, your account, friend list, and backup credentials remain on our servers. Usage statistics are deleted automatically after 90 days. To remove the rest, contact us at the email listed in the Privacy Policy.

Most causes are preventable. PFinTrack keeps your records directly on the phone or laptop you're using. The data lives on that device only, and it isn't stored anywhere else. Things that can wipe your data: • Clearing history and site data in your browser. If you pick "clear cookies and site data" in browser settings, PFinTrack's records get cleared too. This is the most common cause. • Removing PFinTrack from your phone's home screen (Android). If you previously added PFinTrack to your home screen and later uninstall it, the data usually goes with it. • Using incognito or private mode. Everything disappears the moment you close the tab or window. Don't use private mode for actual finance tracking. • Opening on a different phone, laptop, or browser. Your data doesn't follow you. Each device (and even each browser on the same device) holds its own records. Opening on a friend's phone means an empty start. • Using Safari on iPhone or Mac without adding it to your home screen. If you don't open PFinTrack for 7 days straight, Safari auto-clears its data to save space. Fix: add PFinTrack to your home screen. • Phone or laptop storage filling up. When space runs low, browsers may quietly delete site data they consider unimportant. Rare, but possible. • The "Reset Data" button in Settings. You triggered it yourself. Permanent. • Browser crashing while saving. Very rare, usually only if the browser suddenly closes mid-save. • Forgetting your backup passphrase. If you forget the passphrase, existing backups in Google Drive can't be restored. The passphrase only lives on your device, we don't have a copy. How to stay safe: • Back up regularly. Open Settings, then Backup, then connect Google Drive. Once connected, backups run automatically. If your device breaks or gets lost, connect the same Google Drive on a new device and Restore. • Add PFinTrack to your home screen. Open Settings, then Install App. It's faster to open and safer from Safari's auto-cleanup. • Avoid private or incognito mode for everyday use. • Be careful when cleaning your browser. When clearing history, don't tick the "site data" option, or exclude PFinTrack from the list. Bottom line: regular backups equal safety. It's the only way to keep your data when you switch phones, switch browsers, or run into the unexpected.

Not for tracking your finances. Open the app in your browser and start using it. Wallets, transactions, and reports all work without an account, and your records stay on this device. Signing in with Google is optional and unlocks the features that genuinely need a server: Google Drive backup, receipt scanning, live stock prices, Split Bill and Friends, plus PIN recovery if you use App Lock.

No. All your records are stored directly on this device, in your browser storage, not on our servers. We never see, collect, or store your amounts, transaction titles, or wallet names. What does leave your device is limited to: Google Drive backups (already encrypted with your passphrase before upload), the receipt photo when you use receipt scanning, the items you share through Split Bill, and usage statistics.

No. PFinTrack does not sell, rent, or share your data with anyone, and shows no ads. There are no third party ad trackers either. The usage statistics we collect are used only to improve the app, never traded.

We record the pages you open, the features you tap, your device type, browser, app version, and an approximate location from your IP address. This tells us which features are useful and which devices to prioritise. Amounts, transaction titles, and wallet names are never sent. These statistics are kept for at most 90 days, then deleted automatically. The Privacy Policy has the details.

Yes. Backups are stored in an app-only folder that only PFinTrack can access. Before each upload, the backup file is locked on your device using a passphrase only you know. Even if your Google account is compromised, the backup files can't be opened without that passphrase.

The passphrase is a secret password (minimum 12 characters) used to lock your backup before it's uploaded to Drive. It's never sent to any server, it lives only on your device. It's required because it's the only way to guarantee your financial data stays private, even from us or Google. You set the passphrase the first time you connect Google Drive.

Unfortunately, if you forget the passphrase, your existing backups can't be restored. There's no 'forgot passphrase' button that emails a reset, because we don't have your passphrase either. What you can do: open Settings, then Backup, then 'Forgot Passphrase' to reset, then set up a new passphrase. After the reset, you start fresh, and new backups will use the new passphrase. Tip: store your passphrase in a trusted password manager.

'Change Passphrase' is for when you still remember the old passphrase and want to switch to a new one. Existing backups stay encrypted with the old passphrase, only new backups use the new one. 'Forgot Passphrase' is for when you truly forgot it. All old backups become unreadable, and you start over with a new passphrase.

Your passphrase is stored locked on your device, never on a server. If the browser clears the app's storage, or you just restored your data on another device, that device's copy of the passphrase is gone even though the passphrase itself still works. When that happens PFinTrack opens the 'Enter passphrase' form and continues the backup as soon as your passphrase checks out. You do not need 'Forgot Passphrase', since resetting makes every older backup permanently unreadable.

The most recent 10 backups per device. Each time auto-backup runs (once per 24 hours when you open the app), older backups beyond the 10-file limit get cleaned up automatically. You can also delete them manually using the trash icon in Backup History.

Auto-backup runs when you open the app and at least 24 hours have passed since the last backup. PFinTrack can't back up in the background unless the app is open, because it's a web app. Tip: open the app at least once a week so your data stays protected.

Yes, as long as you sign in with the same Google account and remember the backup passphrase. On the new device, connect Google Drive, enter the same passphrase you used when backing up, then pick a file from Backup History to restore. If the passphrase doesn't match, the backup won't open.

Backup files sit in a hidden folder on Google Drive that only PFinTrack can access. There's no way to manually download them from the regular Google Drive view. It's still safe either way because the files are locked, even if you sent one to someone else, they couldn't read it without your passphrase.

App Lock secures the app with a 6-digit PIN, and optionally fingerprint or Face ID, so others can't immediately see your data when your phone is borrowed. Turn it on via Settings, then Security, then App Lock, then create a PIN. Once active, the app asks for your PIN every time it opens or reloads. App Lock is per-device and is not included in backups, so when you restore data on a new phone you set it up again there.

App Lock is a screen lock that keeps others from immediately seeing your data when your phone changes hands, not data encryption. For extra confidentiality, also rely on your device's built-in screen lock and the passphrase on your Google Drive backups.

Your data will not be deleted. Because creating a PIN required connecting a Google account, recovery now goes through that account. On the lock screen tap 'Forgot PIN?', confirm, then sign in to Google with the same account you used when creating the PIN. If it matches, you'll be asked to set a new PIN and the app opens right away with all your data intact. If you sign in with a different Google account, recovery is rejected. Important: App Lock will never delete your data. If you forget your PIN and also lose access to that Google account, your data stays safe but locked.

Passkey can only be enabled after you've created a PIN, and it only appears on devices that support fingerprint or Face ID. Passkey is an extra layer on top of the PIN, so the PIN is always available as a fallback. If you turn off App Lock, passkey is automatically disabled too.

Give means you lent money to someone, so they owe you. Receive means you got money from them, either they're paying you back, or you're paying off a debt. Everything is grouped by person so you can track it all in one view.

A transfer just moves money between your own wallets. Your net worth stays the same. It's different from an expense, where money actually leaves. Counting it as an expense would make your reports look worse than reality.

It's an automatic entry created when you manually edit a wallet's balance. For example, if you change your BCA balance from 500,000 to 750,000, PFinTrack records the 250,000 difference as a Balance Correction so the change is always traceable.

Saving Rate shows what percentage of your income you actually kept. The formula: (Income − Expenses) ÷ Income × 100%. If income is 10 million and expenses 7 million, your Saving Rate is 30%. Higher is better.

It happens when you record an expense or loan that exceeds a wallet's balance. PFinTrack doesn't block it because that's real life. Credit cards and overdraft accounts can genuinely go negative. A negative balance isn't an error, it's valid data.

Recap is an interactive story summary of your finances, similar to Spotify Wrapped. Two versions are available: yearly Recap (at year-end) and monthly Recap (at month-end). Each story highlights total income, expenses, the day you spent the most, your favorite category, and your financial archetype. To open it: go to the Report tab and look for the Recap card at the top. You can also share the story with friends using the Share button.

Yes. On the Report calendar view, there's a Hide Amounts toggle before you share the image. When active, all numbers on the report card are replaced with bullets (••••), but spending patterns and categories are still visible. Great for showing off streaks or consistency without disclosing the exact figures.

Open Settings, then under the Display group tap Report. There's a switch for each report section: Saving Rate card, active loans, insight card, category chart, title chart, daily summary, loan row, balance correction row, monthly overview chart, net worth chart, and transaction list. Turn off what you don't want to see and the report updates instantly. The Daily summary has 3 separate switches for its views (list, calendar, chart), so you can keep only the views you actually use. There's also a Show all and Hide all button to set them at once. If you're unsure what a section is, tap the "i" icon next to it to see a preview of how it looks. These settings only change the display, they never delete any data.

Just tap the Total Balance amount on the Wallet page to hide it. Numbers turn into bullets (••••) so the app stays safe in public places or when you screenshot, and the amounts on each wallet card are hidden too. The hidden or visible state is remembered, so you don't have to set it every time you open the app. In Portfolio IDX, just tap any amount on the summary card to hide or show it, and the state is shared with Wallet.

Balance Target is a savings goal you set per wallet, for example saving 10,000,000 for an emergency fund. You can also add a deadline date. PFinTrack shows progress (remaining amount and days left) on the wallet card, plus a status of Achieved, On Track, or Overdue. Set the target via the Add or Edit Wallet form, in the Balance Target section.

Every wallet gets one category so its purpose is easy to tell apart. Spending is for money you actually use day to day, Savings is for money you set aside, and Investment is for funds you grow over time. You pick the category when you Add or Edit a Wallet, separate from the wallet type (Cash, Bank, Digital Bank, E-Wallet, Digital Asset, and others). That way you instantly know how much money is free to spend versus money best left untouched.

On the Wallet tab, tap the arrow next to Total Balance. The breakdown opens and shows the total balance for each category: Spending, Savings, and Investment. If you have Portfolio IDX visible, the Investment row splits in two: Investment (General) for wallets in the investment category, and Investment (IDX) for the cost basis of your stocks in Portfolio. Tap the arrow again to close it. Whether it is open or closed is saved, so it stays the same the next time you open the app.

After opening the balance breakdown, tap one of the category rows (for example Savings) to filter the wallet list down to just that category. The active row is marked with a different text color so it is easy to spot. Tap the same row again to clear the filter, or close the breakdown, which also clears the filter automatically. The Investment (IDX) row is the exception: tapping it opens the Portfolio module instead of filtering the list.

A Custom Report is a periodic report you build yourself. For example, you want to track total Food expenses from the 1st to the 15th each month, or total freelance income in a specific quarter. Create one from the Report tab, then Custom tab, then tap +. Pick a date range, transaction type, categories, and wallets you want included. The result is saved and editable anytime.

Wallet balances are adjusted automatically. If you delete a 50,000 expense, that wallet's balance goes back up by 50,000. Editing the amount works the same way, the difference is recalculated. For Transfers, both wallets (source and destination) get adjusted. The transaction record isn't actually removed from storage, it's just hidden, so other data stays consistent.

Press and hold the item to delete it. Long-press a transaction, wallet, person, loan entry, budget, or stock/lot/broker card to bring up a delete confirmation; after you confirm, a short 'Undo' notification lets you reverse it. A wallet can't be deleted while it's still used by transactions, loans, or your portfolio, and a broker can't be deleted while it still has active holdings.

Transfer moves balance from one of your wallets to another. For example, moving 500,000 from Cash to BCA, the Cash balance drops and the BCA balance rises by the same amount. Your total net worth doesn't change, which is why Transfer doesn't show as income or expense in reports. Add one via the + button on the Transactions tab, then pick Transfer.

The Settled label shows up when the total you gave (Give) and the total you received back (Receive) for the same person are equal, so there's no outstanding debt. The full history is still kept for audit. If a new transaction with that person happens later, the status updates automatically.

In the report, once you pick a category in the category chart, a second chart appears that breaks that category down by transaction title. So inside the Food category, for example, you can see what ate up the most. Tap one title to filter its transaction list, and entries with no title are grouped as Untitled. You can turn this chart off from Settings, Report if you do not need it.

Every amount field, whether in income, expense, transfer, loan, or wallet, has a calculator you can open. You can add, subtract, multiply, divide, or use percent right there without leaving the app. The math is read left to right in order, then tap apply to drop the result into the field. Any value already in the field is carried over when the calculator opens.

Portfolio IDX helps you track your IDX stock holdings, split per broker account. Each stock has its own cost basis, average price, market value, and floating profit or loss. It is handy if you invest in stocks and want to keep an eye on them alongside the rest of your finances.

Portfolio IDX is hidden by default. Open Settings, then Appearance, then Wallet, and turn on Show Portfolio IDX. Once enabled, the Portfolio IDX card appears on the Wallet page and its cost basis is included in your total balance under the Investment category.

Yes. On the Update Prices page there is a Get Latest Prices button that fetches every ticker at once from the server, and on the Stock Detail page there is a fetch icon inside the price field for a single ticker. This needs you to sign in with Google and the service to be active. You can still type prices manually anytime without signing in. Once prices are updated, market value and floating profit or loss are recalculated automatically.

PFinTrack uses the average cost method. Cost basis is built from your total purchases, and transaction fees can be included or ignored based on each broker's setting. Floating profit or loss is the difference between current market value and cost basis. When you sell part of a position, part of the cost basis is released and the difference becomes realized profit or loss.

Tap Buy in Portfolio IDX, then pick New stock. Fill in the broker, ticker, number of lots, price, and source wallet, then save. The new stock is created and the purchase is recorded as a real transaction that deducts your wallet balance plus fees. This differs from Add Stock, which only records an opening position (shares you already owned before you started tracking) without deducting your wallet balance. Selling is still only possible for stocks you already own.

Yes. When you record a buy, the source wallet balance drops by the purchase value plus fees. When you sell, the balance rises by the sale proceeds minus fees. The exception is an opening position, meaning shares you already owned before you started tracking, which does not deduct from your wallet balance.

RDN (Rekening Dana Nasabah) is a dedicated wallet type for funds held at a stock broker. In the broker details you can pick a default RDN wallet. When you record a stock transaction for that broker, the RDN wallet is auto-selected as the source or destination of funds, so you don't have to pick it every time. Create the wallet with the RDN type in the Wallet module first.

Open the stock detail, then tap Correct Lots & Average. Enter the correct lot count and average price. It works just like wallet balance correction: the position is set directly to the target values without changing any wallet balance, and it is recorded as a Correction entry in the history. Handy for tidying up a position that drifted due to corporate actions or imperfect bookkeeping.

Open Portfolio IDX, tap the three-dot menu at the top right, then pick Transaction History. Every buy, sell, and correction across all your stocks and brokers appears in one date-ordered list. You can filter it by broker, by type (Buy, Sell, or Correction), and by date range, then tap a transaction to open and edit it. When picking a stock to buy or sell, you can also type in the search box to quickly find a stock without scrolling.

Yes, from Stockbit for now. Open Portfolio IDX, tap the add button, then choose Import. Pick the broker, then pick one or more Trade Confirmation PDF files your broker sent you. The app reads the files right on your device, works out the broker commission and exchange fee for each transaction using the same broker percentages as manual entry, then shows the list for you to review and adjust before saving. Your customer fund account wallet balance updates automatically. Importing the same file twice is safe, transactions already recorded are flagged as duplicates and skipped.

Budget caps how much you spend in a period, either in total or per category (e.g. Food up to 2 million). A Balance Target is the opposite: it tracks a balance you want to build up in a wallet, like savings. So Budget is for reining in spending, while Balance Target is for saving. You can use both together.

Open the Transactions tab and tap the target icon on the left of the header to go to the Budget page. Tap the add button (the plus icon in the bottom right corner), choose Total or Per category, enter the limit, pick a period (monthly, weekly, or custom number of days), and save. You can add one total cap and as many category caps as you like. The status color turns orange once usage hits 80% and red once it goes over 100%.

Each budget shows how much you can still spend in the current period. Daily mode spreads it evenly across the days left (e.g. 1 million left over 10 days is about 100k per day). Per-use mode splits the remainder across the number of uses you target (e.g. 20 meals out per month). The used amount and allowance are always computed straight from the transactions in the current period, nothing is stored, so they adjust automatically every time you record one.

Projected balance left estimates the money you're still free to spend: your wallet balance minus what's left of every ongoing budget. By default it only counts Spending wallets, since that's the money actually ready to spend. Using the dropdown on the card you can switch it to All wallets so savings and investments are included too. Your choice is remembered for next time.

Not automatically, but you never have to retype them. Once a budget's period is over, the Budget page shows a Period ended card with a copy button on every row. Tap it and the form opens with everything already filled in from the old budget, with the dates moved forward to the next period. If your period follows your payday, say 25 June to 24 July, the next one becomes 25 July to 24 August. You can still change anything before saving, and the old budget stays untouched so you can still review how the previous period went. If there's a category you'd rather not continue, tap the cross on its row.

Tap the budget card or row on the Budget page. A detail panel slides up with a summary (spent, limit, left, and allowance) plus the full list of transactions behind that spent figure. You can sort them by newest, oldest, highest, or lowest to spot what is eating the budget fastest. Edit budget and Delete buttons sit at the bottom of the panel.

It shows your average spending per day for the selected period, so you can gauge your everyday pace at a glance. It is computed from your transactions and updates automatically as you add or edit them.

Yes. On the Report overview, switch the donut chart to group your money by wallet instead of by category, so you can see where everything sits across your wallets.

Tap a category in any report tab to open its 6-month trend, which charts how much you spent in that category over the last six months. You can show or hide the trend in report settings.

The Report calendar shades each day by how active it was, so busier days stand out at a glance. Tap any day to see the transactions recorded on it.

Open the History page and use the export button there. The Transactions screen stays focused on logging, while exporting lives with your full history. Each export is limited to a range of 31 days, so narrow the date filter first if your range is wider.

Open the Transactions screen, tap the Add button, then pick Scan Receipt. Point the camera at the receipt and snap it, or tap Upload to pick a receipt image from your gallery (images only, PDF not supported yet). If the light is poor, tap the flashlight button next to the shutter (it only appears on devices that support it). The result shows up as items grouped by category that you can tidy up, set the type, date, and wallet, then save all at once. Category and item name fields both suggest chips from your history that narrow down as you type. If the date on the panel is not today, the app asks you to confirm before saving so nothing lands on the wrong date by accident. This feature needs you signed in and the service enabled.

Receipt scanning uses a reader service on the server, so you sign in with Google to keep usage fair and prevent abuse. Manual logging still works without signing in.

No. The photo is only sent to be read and then discarded, never stored. Only the transactions you approve are saved, and those stay on your device.

Recurring Transactions are monthly routine expenses or income, like electricity, subscriptions, or salary. Register one once via the three-dot menu on the Transactions page, then set the amount and due date. When the date arrives, the app shows a confirmation: pick a wallet and record it as a regular transaction, tap Not now to postpone it (this popup can only be closed with that button, and won't show again for the same bill until its next due date), or Cancel it if you no longer need it. Cancelling stops the rule permanently, so it will not appear again next month. You can also record it early straight from the Recurring Transactions list by tapping the quick-record icon on a rule that's already due. To get reminded even when the app is closed, turn on the Recurring transaction reminder in Settings, Notifications (requires the app installed on your home screen).

By default the rule's title is copied as is. If you want each month to stand apart, tick Append month & year to the title when you create or edit the recurring transaction. A title of Rent gets saved as Rent August 2026, and the form shows you a live preview. The month follows the due date, not the day you record it, so an August bill you only record in early September is still saved as Rent August 2026.

Open Settings, then in the Notifications section turn on Entry reminder. The app sends a device notification when a full day passes without a new entry, even while the app is closed. It needs two things: the app installed on your home screen and notification permission. For now it works on Chrome or Edge (Android and desktop); iPhone and Firefox are not supported yet, and the exact timing of the notification is decided by your browser.

Scan a receipt as usual, then in the Review Scan panel tap Split Bill (shown for expenses). Add participants from the friend dropdown (inviting someone new by email sends a friend request first, they appear in the dropdown once they accept), or just type a name in the non-user participant input for people who do not use PFinTrack (their share is recorded as a receivable). Every participant has a Record in Loan as field for picking a short name or an existing Loan contact, so history merges and one person does not become two records; mark which item belongs to whom, then Share. If the bill date is not today, the app asks you to confirm before sharing. A shared item can be divided evenly first via the split icon on its row, for example one 20.000 dish split by 4 becomes four 5.000 rows that can each be assigned to a different person. Your own items are saved as an expense, and each friend's share is automatically recorded as a receivable in Loan. Your friend opens Split Bill from the three-dot menu in the Transactions header; their share shows up automatically, then they choose Record Expense or record a debt to you. If a participant does not use PFinTrack yet, that is fine too: after a confirmation their share is only recorded as a receivable, without sending anything to them. No receipt? The Split Bill page has an add button at the bottom right. It opens the same panel as Review Scan, only empty: fill in the category, item name, amount, and wallet, then tap Split Bill, and the rest works exactly like the scan route. The Split Bill page has two tabs: Received holds the shares friends sent you, and Sent holds the history of bills you shared, with the date, each participant, and their status (delivered to their app, or recorded as a receivable only). Tapping a card in the Sent tab opens its full breakdown: which items went to each participant with their amounts, the subtotal per person, the total split, and a Send again button for every participant who uses the app. Both tabs have a sort pill with Newest, Oldest, Highest, and Lowest, defaulting to the newest on top. Cards in both tabs have a delete button; deleting a sent record also deletes the receivables created from that bill and reverses the affected wallet balance, while your own expense stays.

Friends make picking split bill participants faster. Open Settings, Account; once signed in, a Friends section appears leading to the Friend List page, with a friends tab and a requests tab, plus an add friend button. Tapping your account status card on the Account page opens an invite shortcut with your QR, a share QR button, and a scan QR button. Two ways to add: scan your friend's QR when you meet in person, you become friends instantly with no approval step (the QR rotates about every 3 minutes, works only once, and carries no personal data, so old screenshots are useless); when you are apart, the QR can also be shared as an image via the Share QR button, and your friend uploads it in their scanner while it is still valid. Or send a request by email, which becomes a friendship only after they accept. Friends are optional, splitting with a typed email still works, and your friend list lives on the server, not on your device.

Yes. Open the Sent tab, tap the bill card, then press Send again in that participant's block. Before sending, the app checks whether the share really is gone from the holding area. If it turns out to still be waiting there, your friend simply has not opened the app since you sent it, so the app holds the send back and explains why, otherwise they would end up with two copies. If the share really is gone, the bill is sent again just to that person and their status changes to Delivered. Sending again never adds a receivable, an expense, or any wallet balance change, so your records stay exactly as they were when you first shared the bill. The button only appears for participants who use PFinTrack; non-user participants were never sent anything in the first place.

Turn on Split bill notifications in Settings then Notifications (sign in required). When someone shares a bill with you, a system notification appears and opens the Split Bill page when tapped. The bill itself is pulled in the background, both while the app is open and the next time you open it, so the marker dot in the Transactions menu is already lit before you open the Split Bill page. The notification only tells you a new bill arrived, with no item or amount details, since the content is encrypted; the real details are fetched and decrypted when you pull the data. If the toggle fails to turn on, the app tells you why, for example you are not signed in, notification permission is blocked, or the connection to the server is failing.

No. Split bill contents (item names, amounts, and the bill title) are end-to-end encrypted on your device before they are sent, using a key that only the friend you addressed can open. The server and database only ever hold the encrypted blob plus the routing details it needs, your friend's email and the date, so no one else, not even the app operator, can read what you split. Your encryption key rides along in your passphrase-protected Google Drive backup, so it survives a phone change or restore.

PFinTrack can learn from your edits, but only if you allow it. When you tidy up a scanned item name (say you change "Jus Jeruk Large" to "Jus Jeruk") and save, a prompt asks "Remember these names?". If you tap Yes, the next time you scan the same receipt the name shows up in your preferred version, category included. If you tap Don't, every name listed in that prompt is forgotten (including ones you saved before), so the next scan shows the raw scanned names; the transaction you just saved keeps the names you see. The same prompt also appears after you split a bill, but only for the items you marked as yours. It matches the exact original receipt name, not just something similar, and you can always edit it manually.

It depends which side you delete, and the difference is deliberate. Deleting a bill in the Sent tab means the whole split is off, so every receivable it created is deleted too and the affected wallet balance is reversed. Deleting a single receivable in Loan only concerns one person: that person's share is dropped from the sent record and its total is recalculated, while the other participants on the same bill and their receivables stay intact. The sent record itself only disappears once every participant has been dropped. The confirmation dialog always spells out what is affected before you decide, and long-press deletions still give you an Undo button. Your own expense is never deleted.

So one person does not end up as two loan records. Participants added by email used to be recorded in Loan under their long email address, separate from a contact that may already have history from before split bills existed. Every participant in the Split Bill panel now has a Record in Loan as field: a single box you can type into freely or open as a list of your existing Loan contacts, so if the name is not there yet you just type it. That box only shows for people you have not named yet; anyone already named simply shows as their email plus that name. The same name can also be set from Settings, Account, Friends via the pencil button on each friend's row. Your choice is remembered, so the next split fills it in automatically, and that name is what shows in the Sent tab too.

Mostly, yes. Recording transactions, managing wallets, and reading reports all keep working without a connection once the app has been opened, and PFinTrack can be installed to your home screen. Only the server backed features need internet: Google Drive backup, receipt scanning, live stock prices, and Split Bill. Usage statistics are also sent only while you are online.

Demo Mode fills the app with fake data (wallets, transactions, loans, budgets, and portfolio) so you can explore all features without entering real data. Turn it on from Settings, and clear it anytime using the red button in Settings when you're ready to start fresh.

Settings → scroll to the Help section → tap "View Tutorial". The tour restarts from the beginning and walks you through all the main features again.

Yes. PFinTrack is completely free. No premium tier, no subscription, no ads, no in-app purchases. Every feature, now and in future updates, is free for everyone.

Open Settings, then tap Install App. If your browser supports it (Chrome, Edge, Brave on Android or desktop), an Install button appears. On iPhone with Safari: tap the Share icon in the toolbar, scroll down, then pick Add to Home Screen. Once installed, PFinTrack runs like a regular app, appears in your app drawer, works offline, and is safer from Safari's auto-cleanup.

Open Settings, then tap Share PFinTrack. Your phone's share sheet opens and you can pick a target app like WhatsApp, Instagram, or Telegram. When your device supports it, what gets shared is an image, so you can choose Add to Story on Instagram or Status on WhatsApp. Note: the web can't post directly to Story or Status, so you still pick that option yourself inside the app. None of your finance data is shared, only a link and the image.

Open the What's New page from Settings, then tap What's New. It lists changes per release: new features, bug fixes, and UI updates, grouped by version. Useful to check whenever the app asks to refresh to a newer version.

Open Settings and look for the Language option. Pick Indonesia or English. The change applies across the whole app, including this FAQ, without needing a manual reload. Your finance data isn't affected, only the labels change.

Open Settings, then tap Theme under the Display section. There you can pick Light, Dark, or System mode (which follows your phone or laptop settings automatically). You can also switch the app's Accent Color between Blue, Pink, and Sage. Your choice applies instantly and is saved, so it stays the same the next time you open the app.

Yes. PFinTrack is an installable web app (PWA), and everyday recording works fully without internet once it has been opened. You can still record transactions, wallets, and loans, and read reports while offline. A connection is needed to back up or restore through Google Drive, scan receipts, fetch live stock prices, and use Split Bill.

Open Settings then Diagnostics. There are two tools. Push Notification Diagnostic checks, in order, your device notification permission, the service worker, background sync support, whether any reminder is on, and your split bill notification subscription, then sends a test notification as proof; any failing step gives advice or a fix button. The split bill subscription check catches the confusing case where the toggle looks on but the subscription on your device is gone, which is why notifications never arrive. Network Diagnostic checks your internet connection, connection quality, app access speed, offline readiness, and Google Drive backup reachability. Diagnostics only reads your device status; it never stores or sends any data.